Mukul PAL has spent over 20 years in global financial markets and investment management capacities, working from 2000-2004 for the Bombay Stock Exchange and various financial institutions in India and from 2005-2010 consulting European asset managers and securities divisions of financial institutions like Société Générale, Raiffeisen, Uniqua Insurance, Bucharest Stock Exchange etc. He has published extensively, filed several patents, holds an MBA in Finance, a master's in applied econometrics and statistics, a CMT designation and has been awarded a top fintech award from MIT in 2016. In his current role, he runs an AI company which specializes in General AI for financial (automated Smart Beta) and non-financial applications for early warning systems for earthquakes, shipping logistics and understanding immune systems.